Indian Overseas Bank CIVIL LINES IFSC Code IOBA0000446
LUDHIANA, PUNJAB · FOUNTAIN CHOWK,CIVIL LINES,LUDHIANA
Indian Overseas Bank
CIVIL LINES Branch
IOBA0000446Use this IFSC code for NEFT, RTGS, and IMPS transactions to Indian Overseas Bank, CIVIL LINES branch.
About Indian Overseas Bank CIVIL LINES Branch
The IFSC code for Indian Overseas Bank, CIVIL LINES branch is IOBA0000446. This branch is located in LUDHIANA, PUNJAB. The full address is: FOUNTAIN CHOWK,CIVIL LINES,LUDHIANA.
You can use this IFSC code (IOBA0000446) for online fund transfers via NEFT, RTGS, and IMPS to accounts held at this branch. Make sure to verify the IFSC code before initiating any transaction.
How to Use This IFSC Code
For NEFT: Enter this IFSC code when adding a beneficiary for National Electronic Funds Transfer
For RTGS: Use this code for Real Time Gross Settlement transfers (minimum ₹2 lakhs)
For IMPS: Required for Immediate Payment Service transactions (instant 24/7 transfers)
For UPI: May be needed when linking bank accounts to UPI apps
Important Information
- Always double-check the IFSC code before making transactions
- Verify account details with the beneficiary before transferring funds
- Contact the bank if you notice any discrepancies in branch information
Quick Details
IFSC Code
IOBA0000446
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