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Search IFSC codes and complete branch details for all Indian banks. Essential for NEFT, RTGS & IMPS transactions.

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Comprehensive IFSC directory with verified data from RBI

Complete IFSC Database

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What is an IFSC Code?

IFSC (Indian Financial System Code) is an 11-character alphanumeric code that uniquely identifies every bank branch in India that participates in the RBI's electronic fund transfer systems. The first 4 characters represent the bank, the 5th character is always 0 (reserved for future use), and the last 6 characters identify the specific branch.

1NEFT Transfers

National Electronic Funds Transfer - for transferring money between banks across India. No minimum or maximum limit.

2RTGS Transfers

Real Time Gross Settlement - for high-value instant transfers. Minimum amount: ₹2 lakhs.

3IMPS Transfers

Immediate Payment Service - 24/7 instant money transfer service available on all days including holidays.

4Online Banking

Required for adding beneficiaries in internet banking and mobile banking applications.

Frequently Asked Questions

How do I find my bank's IFSC code?
You can find your bank's IFSC code by using our search tool above. Simply enter your bank name, branch name, or location. You can also find it on your cheque book, bank passbook, or by visiting your bank's website.
What is the format of an IFSC code?
An IFSC code is an 11-character alphanumeric code. The first 4 characters represent the bank code, the 5th character is always 0 (zero), and the last 6 characters represent the branch code. For example: SBIN0001234 where SBIN is State Bank of India and 001234 is the branch code.
Is IFSC code mandatory for all transactions?
IFSC code is mandatory for NEFT, RTGS, and IMPS transactions. It's also required when adding beneficiaries in online banking. However, for UPI transactions, you don't need an IFSC code as they use UPI IDs or phone numbers.
How often is your IFSC database updated?
Our IFSC database is updated monthly from official RBI (Reserve Bank of India) data sources to ensure accuracy. We verify all branch information including addresses, contact details, and IFSC codes regularly.
Can I use IFSC code for international transfers?
No, IFSC codes are only for domestic (within India) transactions. For international transfers, you need SWIFT code along with other details like account number and bank address. However, some banks may ask for IFSC code as additional information.

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